REAL ESTATE - MORTGAGES - INVESTMENTS MIAMI & MIAMI BEACH

SHORT SALES IN -DADE BROWARD AND W PALM BEACH - COUNTIES

HOME OF REAL ESTATE - MORTGAGES & INVESTMENTS
HOGAR PARA LOS BIENES RAICES, HIPOTECAS E INVESIONES
YEAR 2010 CALENDAR - CALENDARIO 2010
DO YOUR OWN PERSONAL SEARCH - IDX IN VARIOUS LANGUAGES
BUSQUEDA POR SU CUENTA CON EL SISTEMA "IDX" EN VARIOS IDIOMAS
MY COMPANY'S LISTINGS & MINE
GRID TABLES & DETAIL VIEWS FOR FOR RE-SALE MARKET TODAY.
1.- RESIDENTIAL RE-SALE MENU
A.- CONDOMINIUMS - LOFTS & CO-OPS
B.- TOWNHOUSES & VILLAS NEW & USED
C.- SINGLE FAMILY HOMES NEW & USED
D.- BPO's - HUD & BANK REO's - FORECLOSURES
BPO's & REO's SPECIALIST
PUBLIC AUCTIONS AD DADE
E - SAY NO TO FORECLOSURES - WE BUY YOU & YOU STAY IN IT
2.- AGRICULTURE
3.- COMMERCIAL & INDUSTRIAL - BUSINESS OPPORTUNITIES
4.- "RENTAL'S DEPARTMENT"
VENTAS AL DETALLE DE PROPIEDADES EN REVENTA HOY
1.- RE-VENTA DE RESIDENCIAS
A.- CONDOMINIUMS NUEVOS Y USADOS
B - TOWNHOUSES Y VILLAS NUEVOS Y USASDOS
C.- CASAS UNIFAMILIARES NUEVAS Y USADAS
D.- BPO's - REO's - FHA REPOSEIDAS BY HUD EN ESPAŅOL
E - DI NO A LAS REPOSESIONES - TE COMPRAMOS Y TE QUEDAS EN ELLA
SUBASTA PUBLICA EN DADE
2.- AGRICULTURA
3.- COMERCIAL E INDUSTRIAL - NEGOCIOS
4.- DEPARTAMENTO DE ALQUILERES
CONDOS FOR THE RETIRED SENIORS 55+ YRS FROM $60K.
CONDOS PARA RETIRADOS MAYORES DE 55 AŅOS - DEBAJO DE LOS $100k
BIENES RAICES - PROPRIEDADES CON FUNCIONES ESPECIALES
VACANT LAND TO BUILD- " BUY & SELL"
TIERRA BALDIA PARA CONSTRUIR.- "COMPRAR Y VENDER"
MIAMI BEACH - MILLIONAIRES ROW
MIAMI BEACH - HOGARES MILLIONARIOS
MIAMI BEACH CONDOS Y TOWNHOMES A PRECIOS BAJOS
ESCUELA PARA COMPRADORES Y VENDEDORES POR SU CUENTA
SELF BUYERS & SELLERS SCHOOL INFORMATION PAGE
MAPS FOR REAL ESTATE & MORTGAGES SEARCHES
TOOLS FOR FLORIDA'S REAL ESTATE SEARCHES
MAPAS E INSTRUMENTOS UTILES PARA HIPOTECAS Y BIENES RAICES
SCHOOL SITES - US & DADE-BROWARD-COUNTIES
MORTGAGES 1
REVERSE MORTGAGES
QUESTIONS & ANSWERS FOR REVERSE MORTGAGES
REVERSE MORTGAGES ANNOUNCEMENT
FREE CREDIT REPORT
MORTGAGE 2 DOCUMENTS REQUIREMENTS
"APPLY ON LINE"
OWNER'S FINANCING
HIPOTECAS EN ESPAŅOL
"HIPOTECAS REVERTIDAS"
PREGUNTAS Y RESPUESTAS SOBRE HIPOTECAS REVERTIDAS
REPORTE DE CREDITO GRATIS
HIPOTECAS 2 DOCUMENTOS REQUERIDOS
APLICANDO ON-LINE
ABOUT MY BUSINESS
CONTACT ME
COMO CONTACTARNOS
MY WEB SITE STATISTICS 2008
FREC LEGAL FORMS & LICENSES MATTERS FOR REALTORS
RE BOARDS INFO - FIND A REALTOR IN MIAMI OR FLORIDA
REALTORS EARN UP TO 100% COMMISSION PLUS
100% COMISION PARA REALTORS DEL NETWORK
100% COMMISSION ENROLLMENT FORM-IN ENGLISH & EN ESPANOL
SUPER ID CARD
MORTGAGE ADVERTISEMENT
HIPOTECAS - ANUNCIO
GLOSSARY - GLOSSARIO
REAL ESTATE SCHOOL CLASSES & TOOLS REQUEST PAGE 1
ESCUELA DE ENTRENAMIENTO PARA CLASES DE BIENES RAICES
LOAN OFFICERS MTG BROKER' S HOME SIGN IN PAGE
SOLICITUD DE ACCESO AL PORTAL DE R. E. HIPOTECAS
SHORT SALES IN -DADE BROWARD AND W PALM BEACH - COUNTIES
"COMPRE O VENDA A PRECIOS REBAJADOS" EN LOS TRES CONDADOS
REVERSE MORTGAGE APPLICATION
CLASSES ON REAL ESTATE FINANCIAL TOOLS PAGE 3
BUY SHORT SALES PROPERTIES TRI-COUNTY COUNTY
AAA PROFESSIONAL REALTY "PDF" FORMS
WEB SITE ADD-ONS

"BUY OR SALE SHORT SALES"
IN DADE COUNTY
ENGLISH    ESPAÑOL  
ASK FOR HECTOR A. SAENZ SR.
 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267
ALSO HIT HERE FOR
BPO'S - REO'S
 

AAAPROFESIONALMAINLOGO2.jpg

SELLING or BUYING
 
SHORT SALES & PRE-FORECLOSURES
 
IS AN INVESTORS OPPORTUNITY TO BUY A PROPERTY DESTINED TO BE FORECLOSED
 AT A GOOD PRICE.
USUALLY WAY UNDER 20% TO 50% OF PRESENT REAL MARKET VALUES.
 
BUY A SHORT SALE PROPERTY
SINGLE FAMILY - TOWNHOUSE - CONDO
 
IN MIAMI - MIAMI BEACH - BROWARD & WEST PALM 
BEACH COUNTIES.

.Knight and Pawns Chess Pieces Moving

COME AHEAD OF THE SYSTEM
BY SELLING or BUYING
 SHORT SALE
BY YOURSELF or INCORPORATED 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267

E-MAIL ME AT: hasaenz777@yahoo.com 

 HECTORASAENZ.COM
Mia/Rep: HECTOR A SAENZ SR. MTG/BKR   
CALL OUR MORTGAGE DEPARTMENT
 
ASK FOR HECTOR A. SAENZ SR.
 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267
*********************************

BUY A SHORT SALE PROPERTY
INVEST BY YOURSELF 
or  DO IT INCORPORATED 
 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267

E-MAIL ME AT: hasaenz777@yahoo.com 

Search our extensive  SHORT SALES  inventory of available properties in soon to be   PRE-FORECLOSURE proceedings. All information is current and available 24-hours a day, 7 days a week.

Approximately, over  2200 LISTINGS  now available.  With All PRICES  $100,000.00 under the real  MARKET VALUE  on  those  distressed PROPERTIES.    Starting from the  highest price on down to the lowest. You can alway jump from page to page looking for your price.

Take a look at this selected SEARCH LIST , and find hat one that most suits what you are looking for, AND LET'S MAKE A DEAL..

 

SHORT SALES OFFERINGS
IN DADE COUNTY

OVER 2200 PROPERTIES NEW AND USED ( SINGLE FAMILY, TOWN HOMES & CONDOS ) IN "SHORT SALE"  PRE-FORECLOSURES IN ALL DADE COUNTY (LIST BY ZIP CODE OR BY CITY AREAS) - WITH PRICES FROM $100,000.00 DOWN BELOW APPRAISAL'S (MARKET) VALUE.
ATTENTION INVESTORS, THIS WILL NOT HAPPEN EVER AGAIN. FOR FINANCIAL PROGRAMS AND PROPERTY'S PRICE'S LISTS ($150,000.00 TO $1000,000.00+), AND THEIR PHYSICAL DATA INFORMATION CALL HECTOR SAENZ / 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267
 OR E-MAIL ME AT:
HASAENZ777@YAHOO.COM
WHAT IS A SHORT SALE... A "SHORT SALE" IS THE PROCESS BY WHICH A PROPERTY OWNER GETS TO SALE HIS OR HER PROPERTY BEFORE TAKING IT TO A FORECLOSURE PROCEDURE DUE TO HARDSHIP. BANKS PREFFER TO DO THIS, AND USUALLY ABSORB A GOOD PART OF THE LOSSES SUFFERED FOR THE DETRIMENTAL SITUATION CREATED BY A FORECLOSURE PROCEEDINGS. TO AVOID GOING THROUGH THE FORECLOSURE PROCESS, BANKS PREFFER TO LOOSE LESS THAN GOING THROUGH A REPOSSESSION BY THE EXCUTION OF A FORECLOSURE.
TO MAKE A REQUEST E-MAIL ME AT: HASAENZ777@YAHOO.COM
HECTOR A. SAENZ SR. 786-273-8761
Print

SHORT SALES SAMPLES
CLICK ON PICTURES
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-204-7753

SINGLE FAMILY
HOME
 

SHORTSALED1252243_101_12.jpg

CONDOMINIUMS
 & LOFTS
F868440_101_12SHORTS.jpg
TOWNHOMES
& VILLAS
M1175883_101_12SHORTS.jpg

Short Sales with more detail information in the thre counties :
DADE - BROWARD  &  WEST PALM BEACH COUNTIES.

Single Family Homes
Casas Uninfamiliares
From Key West 
To West Palm Beach

SHORTSALED1252243_101_12.jpg

Townhouses
Condominiums
Lofts and Villas
In three counties
F868440_101_12SHORTS.jpg

CLICK ON PICTURE FOR A SAMPLE
1SHORTSALESLISTFORSEPT2007.jpg
CALL HECTOR 786-273-8761

CLICK HERE  TO  SEE  AN ACTUAL  
SHORT SALES SAMPLES  OF 
 
 
BUY SHORT  SALE  OFFERINGS

Print

 
SHORT SALE
 
ANALYSIS OF A SHORT SALE PROFITS SCENARIO
SEE DOWN BELOW TO  SEE  AN ACTUAL  
SHORT SALES SAMPLE.

ADDITIONAL FEATURES: 
 
1.-  TAKE A LOOK AT THE FOLLOWING ANALITICAL PROGRAM FOR A SHORT SALE GIVEN THE SCENARION PRESENTED THERE IN THE FORM.
 
2.- YOU CAN VARY ALL THE VALUES AS YOU NEED THEM USING OUR EXCEL PRESENTATION SEARCHING FOR THE MOST ADEQUATE RATE OF RETUNR ON YOUR INVESTMENT FOR YOU NEEDS.
 
3.- YOU CAN BUY BY YOURSELF OR YO CAN GO INTO A CORPORATION AND BUY WITH OTHERS, TO SHARE THE RISK, REPONSIBILITIES,  AND THE PROFITS.  IT IS A HIGHLY POWERFULL AND RELATIVELY NEW CONCEPT, BUT IF YOU CAN NOT QUALIFY FOR ANY REASON BY YOURSELF YOU CAN DO IT WITH OTHERS. GETTING TOGETHER WITH OTHERS YOU MAY REACH THE QUALIFIABLE POINT AND BE ABLE TO INVEST IN AN ADDITIONAL HOME...AS AN INVESTMENT - NON-OCCUPIED PROPERTY. THIS YOU CAN DO WITH YOUR FRIEND OR RELATIVES, OR LIKE IN THE STOK MARKET WITH A LOT OF NOT PERSONALY  KNOWN INVESTOR.
 
WHEN YOU BUY IN CORPORATION YOU ARE BUYING SHARES OF STOCK ON A GIVEN PROPERTY, SHARED BY AL THE OWNERS OF SUCH SHARES OF STOCK. THIS IS A POWERFULL TOOL TO BE ABLE TO OWN A LITTLE PIECE OF YOUR CITY INFRASTRUCTURE AS AN INVESTOR.
 
TRY IT YOU WILL LIKE IT.  REMEMBERE...YOU CAN GO WITH FRIENDS OR  RELATIVES.
 

CLICK ON PICTURE FOR A SAMPLE
SHORTSALEANALYSISSEPT2007.jpg
CALL HECTOR 786-273-8761
CLICK HERE  TO  SEE  AN ACTUAL  "EXEL" FIRST, AND THEN WITH "WORKS" SAMPLES  OF  A SHORT  SALE  PROPERTY.
 
 
Print

 HECTORASAENZ.COM   
Mia/Rep: HECTOR A SAENZ SR. MTG/BKR   
CALL OUR MORTGAGE DEPARTMENT   
TOLL FREE: 1-800-465-8317
GETTING YOU PRE-QUALIFIED TO PURCHASE
A SHORT SALE IN DADE COUNTY.
         

THIS IS HOW YOU CAN
GET PRE-QUALIFIED
"APPLYING ON LINE"
FOR A MORTGAGE
 

YOU CAN ALWAYS PRINT YOUR APPLICATION OR ANY OF THE MATERIAL HERE PRODUCED TO SUPPLEMTENT YOUR APPLICATION  AND FAX IT BACK TO ME VIA  EITHER OF THESE TWO FAXES:

Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267

OR SUMMIT IT VIA ONLINE

*******************************************************

MORTGAGE REQUIREMENTS
THESE ARE SOME OF THE THINGS YOU NEED TO PROVIDE ME WITH.
PRINT WHATEVER YOU NEED. CLICK  TO SEE EXPANDED VERSION OF INFORMATION.
 
CLICK ON ANY PICTURE TO EXPAND
AND USE THE FRIENDLY PRINT TAB TO PRINT
******************************************************
YOUR CREDIT REPORT
1.- A COMPLETELY FILLED  OUT AND PROPERLY SIGNED - BY THE YOU THE CLIENT -CREDIT REPORT REQUEST AND AUTHORIZATION FOR US TO OBTAIN IT;  WHICH YOU WILL HAVE TO SEND IT BACK TO US VIA FAX: 305-477-5646.   SEE FOLLOWING DATA INFORMATION BELOW. JUST GO AHEAD AND PRINT  IT.

CREDITREPORTAUTHORIZATION1.jpg

You can always print it and Fax it back to me...
ASK FOR HECTOR A. SAENZ SR.
 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267

Print

EXCEL PRE-QUALIFICATION
 
2.- I WILL HAVE TO MAKE A ANALISYS OVER THE VALUE OF THE PROPERTY YOU CAN AFFORD TO BUY.  BASED ON THE  INFORMATION YOU HAVE SUMMITED. SEE BLOCK BELOW.

 EXCEL PRE-QUALIFICATION
INTERACTIVE FORM
 
TO GET PRE-QUALIFIED YOU HAVE TO CLICK ON THE UNDERSCORED LINE BELOW, AND WHEN  THE PROGRAM OPENS YOU CAN CHANGE ANY DATA INFORMATION  - FROM LINES 7 ON TO 19 TO PRESERVE ALL STABLISHED FORMULAS - YOU MAY DEEM NECESSARY AND PERTINENT TO YOUR CASE; AND NEXT YOU CAN PRINT IT IF YOU WISH.  WHEN YOU ARE CLOSING THE PROGRAM JUST ANSWER  THAT YOU DON'T WANT TO CHANGE ANY INFORMATION AND BINGO.

LOAN BORROWER PRE-QUALIFYING PROCEDURE FORM

 
E-MAIL ME FOR MORE INFO

PRE-QUALIFICATION 2ND OPINION
 
3.- I HAVE TO RUN AN ANALISYS OF HOW MUCH YOU MAKE AND HOW MUCH IS THE HIGHEST VALUE YOU CAN BUY.

FIND OUT HOW MUCH OF A HOME YOU CAN BUY...
 
Go and press the line below
to use our mortgage calculators...
 
 
 
 
QUE PRECIO DE VIVIENDA UD. PUEDE COMPRAR?
 
Averigue cual seria el precio de la casa que Ud. o Uds. pueden comprar de acuerdo con la suma de su(s) salario(S)Y su(s) historia(s) de credito.
 Por favor oprima la siguiente linea...
 
 

FILLING OUT THE LONG APPLICATION 1003 FORM ON-LINE
 
4.- YOU WILL HAVE TO FILL OUT AN APPLICATION (1003 ) TO REQUEST SUCH LOAN.

ASK YOUR LOAN OFFICER TO WRITE YOU ONE.  HE KNOWS WHAT TO ASK YOU FOR AND WHAT TO WRITE IN IT.

 MISCELANEOUS REQUIREMENTS
5.- YOU WILL BE REQUIRED TO BRING A SERIES OF PAPERS TO STABLISH YOU LEGAL STATUS ONTO THE USA AUTHORITY AND ALL FINANCIAL INSTITUTIONS WHERE WE MAY BE LOOKING INTO GETTING YOU SUCH LOAN...
Schedule a Mortgage Consultation
What You Need to Get Started on Your Home Loan

The loan approval process generally begins with an initial interview where you and a mortgage professional discuss the potential loan. You will need to send information to us to verify your income and long term debts.

You may prefer to talk with a  AAA PROFESSIONAL REALTY, LLC. Specialist before house hunting to determine in advance how much you can afford and the mortgage amount for which you can qualify. This step is called pre-qualification  and can save you time and trouble by making certain you are looking in the correct price range.

To prepare for your meeting, please collect the following information needed for processing your loan:

  • Last 2 months Bank Statements (all accounts/ all pages)

  • Last 1 month Investment Statements (all accounts/ all pages)

  • Driver's License

  • Social Security Card

If You Are Employed - Please bring:

  • Last 30 days Pay stubs

  • Last 2 years W-2's

  • Last 2 years Personal Tax Returns (all pages/ all schedules)

If You Are Self-Employed - Please bring:

  • Last 2 years Corporate Tax Returns (all pages/ all schedules)

  • Last 2 years Business License or CPA Letter

LIST OF DOCUMENTS YOU MAY, PARTIALLY MAY, OR NOT NEED AT ALL; DEPENDING ON THE TYPE OF LOAN PROGRAM YOU ARE EMBARKING ON. ASK YOUR LOAN OFFICER FOR THE LEAST DOCUMENTS TYPE OF LOAN PROGRAM AVAILABLE WITH THE LEAST INTEREST RATE.
loanmtgdocuments.jpg

You can always print it and Fax it back to me...
ASK FOR HECTOR A. SAENZ SR.
 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267

Print

RENTAL HISTORY
 
6.- WE MAY NEED REFERENCES FROM YUR PREVIOUS LANDLORD(S)
 AND YOUR PAYMENT HISTORY WITH THEM.

ASK YOUR LOAN OFFICER FOR THESE FORMS
 HECTOR A. SAENZ SR. MTG BKR
ASK FOR HECTOR A. SAENZ SR.
 
Off: 305-559-8489 / Cell: 786-273-8761
T/F 1-800-465-8317 & eFAX 1-877-586-7267

   

Print

 
CLICK HERE TO FIND A GREAT HELP
Dictionary & Translator
 IN MANY LANGUAGES.

DICTIONARYDOTCOM.jpg

REOsAAAPROFESSIONALS6.jpg

Print

Off: 305-559-8489 /  Cell 786-273-8761 
Toll free: 1-877-465-8317
or T/F FAX: 1-877-586-7267
AND ASK FOR HECTOR

Print

Click on picture to contact us
Oprime sobre la foto para contactarnos
Off: 305-559-8489 /  Cell 786-273-8761 
Toll free: 1-877-465-8317
or T/F FAX: 1-877-204-7753
AND ASK FOR HECTOR

FOREX INSTITUTE

 CURRENCY MARKET 
ONLINE CLASSES


IN ENGLISH
 
         EN ESPAÑOL

FOR MORE INFO E-MAIL ME:
or call me at
Off: 305-559-8489 /  Cell 786-273-8761 
Toll free: 1-877-465-8317
or T/F FAX: 1-877-204-7753
AND ASK FOR HECTOR

FOREXESCUELANEWNOV2008RECORTADA.jpg

         Tropical Island     

hector1stop.jpg

COUNTING VISITS TO THIS WEB SITE